UBC Yield Optimizer
Compute Staking Engine 2026
UBC is not a balance -- it is a yield engine. Optimize staking, lockups, inflation-adjusted returns before GPU scarcity destroys real value.
Compare strategies side-by-side. See nominal vs real yield. Score your allocation. Part of the Algorithmic Survival Hub.
UBC Yield Optimizer
Configure your UBC position, staking parameters, and inflation assumptions. Compare strategies side-by-side.
Strategies to Compare
Reinvest Yield?
Total UBC Balance
$25,000Total UBC holdings across all wallets and protocols
Staked %
65%Percentage of UBC currently staked for yield
Base APY
6.5%Standard annual yield without lockup boost
Boosted APY
14%Maximum yield with full lockup commitment
Lockup Months
12 moDuration of staking lockup (longer = higher yield)
Early Exit Penalty
10%Penalty for breaking lockup early
Compute Inflation
18%Annual compute cost inflation rate (GPU scarcity driver)
Risk Tolerance
MediumCurrent: Medium
Liquidity Needs
31 = no urgency, 5 = need funds frequently
Time Horizon
3 yrInvestment duration for yield projection
Best Score
82/100
Best Strategy
Aggressive
Real Yield
$4,359
Tier
OPTIMAL
UBC Yield Optimizer -- Frequently Asked Questions
What is UBC yield?
UBC (Universal Basic Compute) yield is the return generated by staking compute tokens in yield pools. Like traditional savings interest, UBC staking generates annual percentage yield (APY), but the returns are denominated in compute purchasing power -- which is subject to compute inflation erosion.
How does compute inflation erode returns?
Compute inflation measures the annual increase in GPU and inference costs driven by AI demand and scarcity. If your UBC yields 8% APY but compute inflation is 18%, your real purchasing power decreases by 10% annually. The optimizer calculates inflation-adjusted (real) yield to show true returns.
What are lockup vs liquidity tradeoffs?
Longer lockup periods boost APY (up to 2x base rate at 48 months) but restrict access to funds. Early exit penalties can destroy accumulated yield. The optimizer models this tradeoff: comparing multiple lockup durations against your liquidity needs to find the optimal balance.
What is UBC Yield Score?
UBC Yield Score (0-100) is a composite metric combining real yield performance (50%), liquidity risk alignment (30%), and risk tolerance fit (20%). OPTIMAL (75+) means yield engine is efficient. MODERATE (50-74) means inflation eroding. UNDERPERFORMING (30-49) needs rebalancing. CRITICAL (below 30) means real yield is negative.
How often should I rebalance staking?
Re-run the optimizer monthly minimum, weekly if compute inflation is accelerating. The 90-day plan includes checkpoints at Days 7, 30, 60, and 90. Key triggers for immediate rebalance: APY drops below inflation, lockup penalty terms change, or liquidity needs shift suddenly.
How does this relate to CDIR and GPU Collateral?
UBC yield is a primary income source in the CDIR (Compute Debt-to-Income Ratio) calculation. Higher UBC yield lowers your CDIR ratio, improving compute creditworthiness. GPU Collateral measures compute-backed borrowing power. Together: CDIR tracks debt, GPU tracks collateral, UBC Yield tracks income -- the full compute credit trinity.
What are boosted vs base APY mechanics?
Base APY is the standard return without lockup commitment (typically 2-8%). Boosted APY is the maximum achievable with full lockup (up to 30%). The boost multiplier scales linearly with lockup duration: 1 month = near-base rate, 48 months = full boosted rate. Early exit forfeits the boost and triggers penalty.
What is agentic finance integration?
Agentic finance is the emerging paradigm where autonomous AI agents manage financial positions including UBC staking. The optimizer prepares your yield strategy for agent-integrated monitoring: automated rebalancing alerts, threshold-based lockup adjustments, and real-time inflation tracking that agents can execute autonomously.