Question 1

What is agentic commerce and why is it risky?

Accepted Answer

Agentic commerce lets AI agents make purchases on your behalf using protocols like UCP and ACP. The risk is that agents can hallucinate, overspend, or purchase unauthorized items with zero human-in-the-loop verification by default.

Question 2

What are UCP and ACP spending limits?

Accepted Answer

Universal Commerce Protocol (UCP) and Agentic Commerce Protocol (ACP) have no default spending limits. Agents can execute unlimited transactions unless you configure guardrails like daily caps, per-task limits, and merchant whitelists.

Question 3

How do AI agent chargebacks work?

Accepted Answer

When an AI agent makes an unauthorized purchase, liability currently falls on the merchant. However, this is shifting. Having a consent signature and audit trail with your kill-switch configuration provides evidence for chargeback disputes.

Question 4

What is an AI agent hallucination purchase?

Accepted Answer

An AI agent hallucination purchase occurs when the agent misinterprets a request and orders the wrong item or overspends. For example, asking for an £8 smart lock but the agent orders a £90 premium version. Cases are up 340% in 2026.

Question 5

How does the kill-switch protection score work?

Accepted Answer

The protection score weighs: daily spending cap (25%), per-task limit (20%), whitelist strictness (25%), kill phrases (15%), human review threshold (10%), and logging (5%). A score above 75% means strong protection against rogue agent spending.

Question 6

Can I use this with OpenClaw, CrewAI, or LangChain?

Accepted Answer

Yes. The kill-switch generates copy-paste configs for OpenClaw soul.md (YAML) and CrewAI/LangChain (JSON). Both include spending caps, merchant whitelists, kill phrases, and audit logging configured to your exact specifications.

Question 7

What is a bot consent signature?

Accepted Answer

A bot consent signature is a cryptographically-verifiable config that proves what your AI agent was authorized to do. It includes spending limits, allowed merchants, kill phrases, and timestamps — essential evidence for chargeback disputes.

Question 8

How do I protect against rogue AI spending in 2026?

Accepted Answer

Set daily spending caps under $250, per-task limits under $75, whitelist specific merchants only, enable OTP for purchases, add kill phrases (STOP, CANCEL, ABORT), set human review thresholds at $50+, and log everything. This kill-switch configures all of these automatically.

Agentic Commerce Kill-Switch

Live Hallucination Test

Agentic Commerce Reality (2026)

Agent Request → Hallucination → Unauthorized Purchase → Chargeback

Configure Your Agent Guardrails

Top 10 Hallucination Purchases in 2026

Rogue Agents Expose Quantum-Vulnerable Data

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