Mike DisputeBeastCost Calculator
Calculate the true cost of Mike the Credit Guy's DisputeBeast for his 469K DIY audience. Subscription + full Limitless Culture ecosystem costs vs 62 free CreditAIPro tools.
Cost Calculator
Adjust your dispute volume, timeframe, and ecosystem settings to see the true cost comparison.
DisputeBeast Inputs
Limitless Culture ($39/mo) + courses ($994) + coaching ($500)
Cost Comparison
Set your inputs and click Calculate to see the full cost breakdown.
Feature-by-Feature Comparison
DisputeBeast ($49.99/mo) vs CreditAIPro (62 Free Tools) -- 12 features head-to-head.
| Feature | DisputeBeast | CreditAIPro | Winner |
|---|---|---|---|
| AI Dispute Letters | Included ($49.99/mo) | 609 Generator (FREE) | FREE |
| Metro 2 Compliance | Built-in templates | Metro 2 Translator (FREE) | Tie |
| Dispute Tracking | Basic tracking | Full Tracker + Conversion (FREE) | FREE |
| FICO Monitoring | Limited access | Score Timeline Calculator (FREE) | FREE |
| Credit Report Analysis | Not included | AI Report Analyzer (FREE) | FREE |
| CROA Compliance | Not included | CROA Checker + Bond Calc (FREE) | FREE |
DisputeBeast wins on mobile UX. CreditAIPro wins on 10 of 12 categories due to $0 cost + broader tool coverage.
Mike's Full Ecosystem Cost
Beyond just DisputeBeast -- the full Limitless Culture funnel cost breakdown.
Honest Verdict
Use DisputeBeast If...
- You only need personal DIY credit repair
- You prefer a mobile-first phone workflow
- You're not planning to start a business
- $49.99/mo fits your budget comfortably
- You like Mike's teaching style
Use CreditAIPro If...
- You want to start a credit repair business
- You need compliance tools (CROA, bonds)
- You're scaling beyond personal credit repair
- You want 62+ tools at $0/mo instead of $49.99
- You need business calculators and agency tools
Use Both If...
- You want Mike's YouTube education (free)
- You want CreditAIPro's 62 free tools
- You like DisputeBeast AND need agency tools
- You're transitioning from DIY to business
Honest Take: DisputeBeast is a solid consumer dispute tool for personal use.Mike's YouTube content is genuinely helpful and free. But if you're building a credit repair business, CreditAIPro's 62 free tools cover everything DisputeBeast does plus 50+ more features DisputeBeast lacks entirely -- all at $0.
Save $2,562 with 62 Free Tools
No signup. No credit card. No subscription. Everything DisputeBeast does and 50+ more tools -- free forever.
DisputeBeast Calculator FAQ
Common questions about DisputeBeast costs, features, and free alternatives.
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Calculator Methodology
This calculator uses publicly available pricing from DisputeBeast.com and the Limitless Culture storefront as of February 2026. DisputeBeast charges $49.99/month with no annual discount publicly listed.
The full ecosystem costs include: Limitless Culture membership ($39/month), credit mastery courses ($497-$997 one-time), and 1-on-1 coaching sessions ($500+ each). These are optional upsells but commonly purchased together.
CreditAIPro tools are free with no subscription, hidden fees, or premium tiers. Feature comparisons are based on publicly documented feature sets. The 12-feature head-to-head comparison is factual and verifiable.
Affiliate Disclosure: CreditAIPro earns commissions from Credit Repair Cloud partner links. We do not earn from DisputeBeast or Limitless Culture. This calculator is designed to provide accurate cost comparison regardless of which product you choose. Full disclosure