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CreditAIPro
Get $0 access β†’
HIDDEN $97 β†’ $599 PER MONTH

CRC Pricing 2026Exposed + FREE Alternatives

Credit Repair Cloud charges $1,164 to $7,188 per year -- before 9 hidden fees. CreditAIPro gives you 58 tools for $0 forever. Here is every dollar exposed.

What CRC Actually Costs You

Four plans, escalating lock-in. Every dollar mapped.

CRC Lock-In Costs

3-Year Total: $3,492

CreditAIPro

$0
FOREVER
58+ LIVE TOOLS
CRC Import
609 Letters
FICO Terminal
START 58+ FREE TOOLS
You Save vs Startup: $1,164/yr

CRC's 9 Hidden Costs They Don't Advertise

The subscription is just the beginning. Here is what the pricing page doesn't tell you.

1

Setup Fees

$500+ for custom domain + SSL configuration

$500+
2

Extra Users

$20/mo per additional team member beyond plan

$20/mo each
3

API Access

Premium API integration charges for automation

$50-200/mo
4

Premium Templates

Advanced dispute letter templates locked behind paywall

$29-99/pack
5

Priority Support

Phone + priority ticket support upcharge

$49/mo
6

Training Courses

Credit Hero certification and advanced courses

$297-997

Every CRC Feature Replaced FREE

Each $97/mo CRC feature mapped to its free CreditAIPro replacement.

CRC: Dispute Letters
$97/mo
FREE: 609 Dispute Letter Generator + CROA Contract Generator
$0/mo
CRC: Client Portal
$97/mo
FREE: Dispute Letter Tracker + Client ROI Calculator
$0/mo
CRC: CROA Compliance
$97/mo
FREE: 50-State CROA Checker + CROA Bond Calculator
$0/mo

3-Year Savings Calculator

Every dollar you keep by switching from CRC to free tools.

Startup Plan
Year 1 Saved
$1,164
3-Year Total
$3,492
Growth Plan
Year 1 Saved
$2,148
3-Year Total
$6,444
Professional Plan
Year 1 Saved
$3,588
3-Year Total
$10,764
Enterprise Plan
Year 1 Saved
$7,188
3-Year Total
$21,564

When CRC Is Still Worth It

Honest take -- CRC excels at client portals, team management, and affiliate programs.

Client Portal CRM

CRC's client-facing portal is best-in-class. If client self-service is critical, CRC delivers.

Affiliate Network

CRC's affiliate program pays well. If you want to earn from referrals, CRC has a proven model.

Team Scaling (5+ Users)

For agencies with 5+ staff, CRC's team management and role-based permissions are valuable.

5-Step CRC Migration Path

Switch in under 30 minutes. Keep all your client data.

1

Export CRC Data

Download your client CSV, dispute history, and letter templates from CRC Settings > Export.

Open Tracker
2

Import to CreditAIPro

Upload your CSV to the Dispute Letter Tracker. All client data, dispute statuses, and bureau responses preserved.

Import Now
3

Generate CROA Contracts

Replace CRC's contract templates with state-specific, CROA-compliant contracts. Instant PDF download.

Generate Contract
4

Verify Compliance

Run your state through the 50-State CROA Checker. Get bond requirements, fine risks, and launch checklists.

Check State
5

Launch Free Tools

Access 58+ tools: 609 letters, profit calculator, AI report analyzer, startup calculator, agency valuation, and more.

View All Tools

58 Free Tools That Replace CRC

Every tool CRC charges for -- and 50+ more they don't even have.

609 Dispute Letters
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CRC Pricing FAQ