CRC Pricing 2026Exposed + FREE Alternatives
Credit Repair Cloud charges $1,164 to $7,188 per year -- before 9 hidden fees. CreditAIPro gives you 58 tools for $0 forever. Here is every dollar exposed.
What CRC Actually Costs You
Four plans, escalating lock-in. Every dollar mapped.
CRC Lock-In Costs
CreditAIPro
CRC's 9 Hidden Costs They Don't Advertise
The subscription is just the beginning. Here is what the pricing page doesn't tell you.
Setup Fees
$500+ for custom domain + SSL configuration
Extra Users
$20/mo per additional team member beyond plan
API Access
Premium API integration charges for automation
Premium Templates
Advanced dispute letter templates locked behind paywall
Priority Support
Phone + priority ticket support upcharge
Training Courses
Credit Hero certification and advanced courses
Every CRC Feature Replaced FREE
Each $97/mo CRC feature mapped to its free CreditAIPro replacement.
3-Year Savings Calculator
Every dollar you keep by switching from CRC to free tools.
When CRC Is Still Worth It
Honest take -- CRC excels at client portals, team management, and affiliate programs.
Client Portal CRM
CRC's client-facing portal is best-in-class. If client self-service is critical, CRC delivers.
Affiliate Network
CRC's affiliate program pays well. If you want to earn from referrals, CRC has a proven model.
Team Scaling (5+ Users)
For agencies with 5+ staff, CRC's team management and role-based permissions are valuable.
5-Step CRC Migration Path
Switch in under 30 minutes. Keep all your client data.
Export CRC Data
Download your client CSV, dispute history, and letter templates from CRC Settings > Export.
Open TrackerImport to CreditAIPro
Upload your CSV to the Dispute Letter Tracker. All client data, dispute statuses, and bureau responses preserved.
Import NowGenerate CROA Contracts
Replace CRC's contract templates with state-specific, CROA-compliant contracts. Instant PDF download.
Generate ContractVerify Compliance
Run your state through the 50-State CROA Checker. Get bond requirements, fine risks, and launch checklists.
Check StateLaunch Free Tools
Access 58+ tools: 609 letters, profit calculator, AI report analyzer, startup calculator, agency valuation, and more.
View All Tools58 Free Tools That Replace CRC
Every tool CRC charges for -- and 50+ more they don't even have.