Is this credit repair contract CROA-compliant?

Yes. Every contract generated includes the mandatory 3-day right to cancel per CROA Section 1679c, no-guarantee language per Section 1679b, state-specific bond disclosures, and full fee transparency. Contracts are updated for 2026 federal and state requirements.

Do I need a lawyer to use these contracts?

These contracts are templates based on CROA requirements and industry best practices. We recommend having a licensed attorney in your state review the contract before use, especially for states with additional requirements like California, New York, or Georgia.

What states are supported?

All 50 states plus D.C. are supported with state-specific bond disclosures, registration body references, fine risk warnings, and unique compliance clauses. States like CA ($100K bond), TX (AG registration), FL ($5K fines), and NY (8-12 week processing) have tailored contract language.

Can I customize the service tiers and pricing?

Yes. Choose from 3 pre-built service tiers ($97 Basic, $197 Pro, $297 Elite) or enter custom pricing. You can also select monthly subscription, setup + monthly, or performance-based pricing models with custom term lengths.

How does the PDF download work?

After filling out the 7-field form (state, tier, pricing model, term, company name, client city, effective date), click Generate. The contract preview renders instantly. Click Download PDF to save a print-ready document with your company branding, CROA clauses, and signature blocks.

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CONTRACT GENERATOR

CROA-Compliant Contracts Instant PDF Download

100%

CROA COMPLIANT

3-Day

CANCEL RIGHT

50 States

STATE SPECIFIC

15 Secs

GENERATION

Generate Your CROA Contract (60 Seconds)

Business State

Service Tier

Pricing Model

Term Length

Your Company Name

Client City

Effective Date

Related Compliance Tools

0150-State CROA Checker 02CROA Bond Calculator 03CROA Compliance Scanner 57+See All Free AI Tools

How It Works

Enter Business Details

Select your state, company name, and effective date. State-specific CROA requirements auto-populate including bond amounts and registration bodies.

Choose Service Tier & Pricing

Pick from Basic ($97/mo), Pro ($197/mo), or Elite ($297/mo). Select monthly, setup + monthly, or performance-based pricing with your contract term.

Generate & Download PDF

Preview your CROA-compliant contract with 3-day cancel clause, no-guarantee language, and signature blocks. Download the PDF instantly -- print-ready.

Frequently Asked Questions

Related Resources

CROA Compliance Checklist 2026

Complete compliance guide for credit repair agencies

Credit Repair Cloud Review 2026

$97/mo vs 57 free AI tools -- full breakdown

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