Mike Exit Valuation
$187K Median Agency Value
Mike's 5-client agency = $15K exit (3x). Scale to 75 clients + 82% retention + AI automation = $187K median 4.2x multiple. Instant calculation below.
Monthly Revenue
/month
Active Clients
total clients
Retention Rate
client retention
Automation
multiple range
Exit Valuation Dashboard
Mike Solo Exit
$0
5 clients / 3x multiple
Your Agency Exit
$0
75 clients / 4.2x multiple
Industry Median
$187,000
75 clients / 4.2x multiple
Visual Exit Comparison
Annual Revenue
$0
Your Multiple
4.2x
vs Mike Exit
+$0
vs Median
$-187,000
Mike 5-Client Exit vs Agency Scale Exit
Mike Solo ($15K Exit)
$187K Median Agency
3 Exit Scenarios
| Scenario | Mike Solo | Growth Agency | AI-Powered Exit |
|---|---|---|---|
| Clients | 5 | 50 | 150+ |
| Monthly Revenue | $625 | $5,000 | $22,500 |
| Annual Revenue | $7,500 | $60,000 | $270,000 |
| Exit Multiple | 2x-3x | 3x-4x | 5x-7x |
| Exit Value | $15,000 | $210,000 | $1.35M+ |
| Owner Hours/Week | 40+ | 20 | < 5 |
| Automation | None | Partial | Full AI |
Exit-Readiness: 12-Feature Comparison
CreditAIPro wins 12/12 exit-readiness features
Honest Exit Verdict
Mike Solo Method
$15K Exit
5 clients, manual, no systems, no buyer interest. You're selling a job, not a business.
CRC + Manual
$60K-$120K
CRC portal helps but $97-$179/mo costs eat margins. Semi-automated gets 3x-4x multiple.
CreditAIPro + CRC
$187K+
76 free AI tools + CRC portal = full automation. 5x-7x multiple. Owner-independent business.
Frequently Asked Questions
Why Exit Valuation Matters for Credit Repair Agencies
Most credit repair entrepreneurs never think about exit strategy. They build a practice -- not a business. Mike's 5-client model is the clearest example: when the owner stops working, revenue stops immediately. That's not a $187K asset. That's a $15K liability wrapped in a spreadsheet.
The difference between a $15K exit and a $187K exit comes down to five factors: client count, retention rate, automation level, documentation quality, and team independence. Every one of these factors is directly improved by proper tooling -- and that's exactly what CreditAIPro provides free.
Credit repair agency multiples range from 2x (solo, manual, undocumented) to 7x+ (automated, team-run, CROA-compliant). The median acquirer in 2026 pays 4.2x annual revenue for agencies with 75+ clients and 80%+ retention. Mike's model, at best, qualifies for 2x-3x because every client interaction requires the owner.
CreditAIPro bridges this gap with 76+ free AI tools that automate disputes, track FICO progression, manage compliance, scale teams, and generate the documentation buyers demand during due diligence. Combined with Credit Repair Cloud for CRM and client portals, you build the exact infrastructure that commands premium multiples.