AI Agents Are Here. Most Are Dangerous.
Fight agentic commerce risks with the first consumer defense stack. Audit permissions, block overspending, counter debt bots, detect bias -- all in one hub.
The Agentic Risk Timeline
Permission Overreach
AI agents request filesystem, network, and payment access far beyond their stated task. The MCP Watchdog catches it.
Rogue Purchases
Agents hallucinate product matches or exceed budgets. The Kill-Switch blocks spending before your card is charged.
Debt Bots
Autonomous negotiation agents accept settlements below your threshold. Counter-Agent reveals bank acceptance math.
Algorithmic Bias
AI scoring produces different rates by ZIP code proxy. The Redlining Auditor exposes the bias pattern.
Agent Risk Grid
Run live audits on agentic threats to your finances. One tool is live now -- three more launch Q1.
Rogue Purchases
Your AI agent can buy without permission. Install spending caps, action whitelists, and a liability vault before connecting your card.
Algorithmic Bias
AI credit scoring produces different approval rates by ZIP code. The auditor scans your data for proxy discrimination patterns.
Permission Backdoors
Agent manifests request filesystem, network, and payment access beyond their task. The watchdog scans every permission request.
Debt Bot Warfare
Autonomous debt bots accept settlements below your threshold. Counter-Agent reveals bank acceptance math before negotiation.
We Don't Hide the Math.
Every tool shows Input, Context, Rationale, and Action. No black boxes.
Kill-Switch Scoring Example
Agent purchase request: $847 monitor stand
Budget cap: $200. Category: office. Prior spend: $1,240/mo
Price overrun 40% + intent deviation 30% + category mismatch 17%
BLOCKED. Risk score: 87%. Notification sent. Card not charged.
Agentic Risk FAQ
What is agentic commerce risk?
Financial exposure created when AI agents autonomously execute purchases, negotiate debt, or modify credit parameters without explicit human approval. The Kill-Switch tool audits and blocks these risks.
How do I set AI agent spending limits?
Use the Agentic Commerce Kill-Switch to define per-transaction caps, daily spending ceilings, category whitelists, and automatic pause triggers when agents deviate from approved purchase patterns.
What are MCP permission vulnerabilities?
MCP permission vulnerabilities occur when AI agent manifests request excessive filesystem, network, or financial access beyond their stated task scope. The MCP Watchdog scans manifests for overreach.
Can AI agents negotiate my debt without permission?
Yes. Autonomous debt-negotiation bots can accept settlements below your threshold or agree to payment terms you did not authorize. Counter-Agent tools reveal bank acceptance thresholds before negotiation starts.
What is algorithmic redlining in 2026?
When AI credit scoring models produce systematically different approval rates, interest rates, or credit limits based on ZIP code, demographic proxies, or training data bias.
How do I protect myself from AI agent financial risks?
Run the Kill-Switch to cap spending, audit agent permissions with the MCP Watchdog, and scan for bias with the Redlining Auditor. These tools expose the math behind every agent decision.
Are AI agent defense tools free?
The Kill-Switch is free with no signup. Additional defense tools (Bias Auditor, MCP Watchdog, Counter-Agent) are launching Q1 2026 with free tiers available.
What is an AI agent kill switch?
A safety mechanism that monitors autonomous agent actions in real-time and blocks unauthorized purchases, permission escalations, or financial commitments that exceed predefined thresholds.
Agentic 2026 Is Live. Get Defended.
AI agents are making financial decisions right now. Run the Kill-Switch for free or get the full CRC defense stack.